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Category: Uncategorized

Debt and Delinquencies are on the Rise

Cracks are beginning to appear in the health of the economy. Here are two that have us concerned.

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The Costs of Homeownership are Skyrocketing

Homeownership is getting less and less affordable – and not just for people trying to buy a home. Current homeowners are being squeezed, too.

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Should You Buy Gold?

With interest rates climbing and the stock market becoming more volatile, interest in owning gold is increasing. Should you on some? And if so, what’s the best way to own it?

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How to Pay Less Tax on Interest Income

Maybe you can’t stash all your income investments in tax deferred accounts. But there is a way you can protect against paying too much tax on them. Here’s how.

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Use Your RMD to Fund a Roth Conversion

You can’t convert a required minimum distribution into a Roth IRA. But you can use it to pay for a conversion. In this episode, we tell you how.

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Update Your Beneficiaries

Who are the beneficiaries on your accounts and policies? When was the last time you looked?

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The Presidential Stock Market Cycle

There’s a stock market cycle that corresponds to Presidential terms. What does it tell us about what we can expect this year?

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Check the Health of Your Life Insurance

A lot can change between when you buy a life insurance policy and when you use it, especially if you are building cash value. Don’t be caught with an unpleasant surprise. Check up on your policy every few years.

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Financial Spring Cleaning

Spring is a traditional time to clean house. Use that time to clean up your finances as well and make your life easier. Here’s how.

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Supply and Demand Investing

How can you decide when to buy or sell investments? By going back to economics 101 – paying attention to supply and demand. In this episode, we discuss how.

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swershing@focused-advisors.com

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585.381.2662

ADDRESS

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Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker-dealer, member FINRA/SIPC to residents of AR, AZ, DE, HI, ID, IL, IN, KY, MD, MI, MN, MO, MT, NH, NJ, OH, TN, UT, VT, WA. Advisory services offered through Cambridge Investment Research Advisors, Inc., a Registered Investment Adviser. Focused Wealth Advisors and Cambridge are not affiliated.