Estate planning sounds like it is something older, wealthy people do. But actually it’s part of adulting. And if you have kids it is absolutely essential. Did you know the average inheritance is spent 18 months after it is received? You can help provide for your kids if anything happens to you. You may also want to talk with your parents about their plans. Chances are, they have put one of their adult children (that’s you and your siblings) in charge when they pass. It can be hugely helpful to talk with them about what they want to happen before anything does. And, there’s an innovative idea in here to help you or your parents provide for each other in the event of Alzheimer.